How does commercial auto insurance work?Commercial auto insurance provides protection for any automobile used by your business. It can apply to a single car or to an entire fleet of vehicles and protects your company and employees driving company vehicles in the event of an accident. A policy can be adjusted to meet the coverage needs that fit your company and its vehicles. Business owners should perform a Department of Motor Vehicles screening when hiring employees that will drive company vehicles or use their own vehicles as part of their jobs as the driving records of employees can impact your premium. Retaining employees with good driving records listed on your commercial auto policy will help to keep your premium low. Because commercial auto insurance requirements greatly depend on how vehicles are used in your business and the number of commercial vehicles you own, it is important to discuss your needs with a trusted associate.
To discuss the needs of your business, email, call, visit us or start the process by requesting a business quote online.